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Negotiations to an Offer

Negotiations to an Offer

Negotiations There will likely be some negotiation between you and the seller after you submit an Offer to Purchase. Sellers can outright accept or reject your offer, make a counter offer, or ignore your offer completely. if the seller accepts your offer, congratulations! If your Offer to Purchase contained conditions, your real estate professional will […]

Making an Offer

Making an Offer

Making an Offer You’ve found the perfect home, you have your deposit, and you’re ready to make an offer. There are a few things you can do to prepare: Review the Real Property Report: a Real Property Report (RPR) is a legal document prepared by an Alberta Land Surveyor that shows property boundaries and improvements […]

Finding the Right Place

Finding the Right Place

Finding the Right Place Now the fun part begins. It’s time to find the perfect home. Consider: location home style – condo apartment, condo townhouse, single family home number of bedrooms number of bathrooms features – garage, yard, basement suite inclusions – appliances, price size It’s a good idea to make a list of your […]

Conflicts of Interest

Conflicts of Interest

Conflicts of Interest In rare situations, you may run into a conflict of interest. It arises when there is a real or apparent incompatibility between a real estate professional’s interests and your interests. Some examples of common conflicts that may arise in a real estate transaction: if you find a home to buy and the […]

Working with a Realtor

Working with a Realtor

Working with a Real Estate Professional (this is my favourite part) It’s always a good idea to use a licensed real estate professional in your home search. When you interview real estate professionals you’re considering hiring, these are the kind of questions you should ask them: how long have you been in the business? do […]

Securing Financing

Securing Financing

Understanding and Securing Financing Mortgage Pre-qualification Your mortgage broker has tools to help you in your home search. Before you go house shopping, you want to know how much of a mortgage your income will support, and what affect your current debt load will have on a possible mortgage amount. You can find this out […]

Working with a Mortgage Broker

Working with a Mortgage Broker

Working with a Mortgage Broker Most buyers need at least some financing (a mortgage) to purchase a home. The two most common sources of a mortgage are directly through a bank or through a mortgage broker. Typically, banks only offer their own mortgage products while mortgage brokers can source mortgage products from different lenders. Interview […]

Finding Professionals to Work With

Finding Professionals to Work With

Finding Professionals to Work With If you believe you’re financially ready to buy a home, your likely next step is to find the professionals to assist you. In many cases, this will be a mortgage professional (a bank employee or a licensed mortgage broker) and a licensed real estate professional. You want to find professionals […]

Are You Financially Ready to Buy?

Are You Financially Ready to Buy?

Are you Financially Ready to Buy a Home? Are you financially ready to buy a home? Get a sense of your current monthly expenses and think about the following: Consider your down payment: A down payment is the part of the purchase price the buyer pays in cash rather than financing with a mortgage. Buyers […]

July 2018 CREB Stats

July 2018 CREB Stats

  The month of July saw 1,547 units sold in Calgary, nearly five per cent below last year. New listings eased to 2,964 units, causing inventories to total 8,450 units. With more supply than demand, prices continued to edge down, with a citywide average of $435,200. This amounted to a month-over-month price decline of 0.30 […]